Housing Bubble Correction: "'If there is a real shift downward in housing demand, it would have a dramatic impact across the entire economy,' said John Benjamin, a professor of finance and real estate at American University. Millions of Americans have become dependent upon rising home values to support home-equity loans and mortgage refinancings, which can be used to pay for cars, remodeling projects, clothes and more. 'We live in a consumption economy that is financed by debt.'" —AlwaysOn Network